{"id":23018,"date":"2026-05-05T09:00:50","date_gmt":"2026-05-05T09:00:50","guid":{"rendered":"https:\/\/www.finnosummit.com\/?p=23018"},"modified":"2026-04-30T09:47:26","modified_gmt":"2026-04-30T09:47:26","slug":"how-financial-technology-is-breaking-barriers-in-healthcare-across-latin-america","status":"publish","type":"post","link":"https:\/\/www.finnosummit.com\/en\/how-financial-technology-is-breaking-barriers-in-healthcare-across-latin-america\/","title":{"rendered":"How financial technology is breaking barriers in healthcare across Latin America"},"content":{"rendered":"

There\u2019s a question Latin American healthcare systems have avoided for decades:
how many patients never received care simply because they couldn\u2019t afford treatment at the time?<\/strong><\/p>\n

The answer is uncomfortable. According to data from CAF presented at the 2026 International Economic Forum, 30% of the population in Latin America lacks effective access to basic healthcare services.<\/strong><\/p>\n

This isn\u2019t a hospital problem.
It\u2019s not a doctor shortage.<\/p>\n

It\u2019s a liquidity problem.<\/strong><\/p>\n

And financial technology is quietly starting to solve it.<\/p>\n

The model changing everything: From BNPL to CNPL<\/h2>\n

Get treated today, pay later<\/h3>\n

In our Strategic Guide 2026: The Wellness Trifecta<\/em>, we explore how Buy Now, Pay Later (BNPL)<\/strong> has expanded access to consumption\u2014especially in e-commerce.<\/p>\n

Today, that same logic is moving into one of the most critical sectors: healthcare<\/strong>.<\/p>\n

Care Now, Pay Later (CNPL)<\/strong> allows patients to access medical consultations, specialized treatments, medications, or surgeries\u2014and split payments into installments of up to 12 months.<\/p>\n

What appears to be a financial solution is, in reality, a public health solution<\/strong>.
When cost is no longer a barrier, patients stop delaying what cannot be postponed.<\/p>\n

\n

\u201cEconomic pressure turns healthcare into an everyday liquidity issue, where the lack of formal mechanisms to distribute medical expenses leads patients to delay care.\u201d
\u2014 Andr\u00e9s Fontao, Co-Founder & CEO of Finnosummit<\/p>\n<\/blockquote>\n

The numbers that matter<\/h2>\n

What CNPL is already achieving in the region<\/h3>\n