{"id":19757,"date":"2025-01-14T18:49:36","date_gmt":"2025-01-14T18:49:36","guid":{"rendered":"https:\/\/www.finnosummit.com\/?p=19757"},"modified":"2025-01-14T19:10:19","modified_gmt":"2025-01-14T19:10:19","slug":"the-fintech-shift-from-the-race-for-capital-to-the-art-of-profitability","status":"publish","type":"post","link":"https:\/\/www.finnosummit.com\/en\/the-fintech-shift-from-the-race-for-capital-to-the-art-of-profitability\/","title":{"rendered":"The Fintech Shift: From the Race for Capital to the Art of Profitability"},"content":{"rendered":"\n<p>In today\u2019s fast-evolving landscape, sustainability has replaced unchecked growth as the top priority, prompting Fintechs to rethink and refine their strategies. This critical shift was the focal point of the inaugural episode of <strong>Conexi\u00f3n Fintech<\/strong>, an innovative series co-produced by Finnosummit and Mastercard. Designed to empower the Fintech community in Latin America, the series addresses the sector\u2019s most pressing challenges\u2014from driving innovation to achieving sustainable profitability.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Insights from the Panel: Strategies for Profitability<\/strong><\/h3>\n\n\n\n<p>Since its launch in 2016, the Finnovista Fintech Radar, now conducted by Finnosummit, has become the most relevant independent research reports in the region on the growth and analysis of the Fintech entrepreneurial ecosystem and the latest trends in the industry. The new update for Peru has identified that the country is home to 153 startups, for a total of 346 Fintech startups. The foreign Fintech market in Peru drives the growth of Fintech offerings for both companies and individuals with a special emphasis on financial inclusion.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Portfolio Diversification<\/strong>: Expand beyond traditional banking services by offering integrated solutions such as credit, insurance, and investment tools, designed to meet evolving customer needs.<\/li>\n\n\n\n<li><strong>Cost Optimization and Emerging Technologies<\/strong>: Harness advanced tools like artificial intelligence, blockchain, and cloud platforms to scale operations efficiently without compromising on innovation.<\/li>\n\n\n\n<li><strong>Strategic Partnerships<\/strong>: Build alliances with key players like Mastercard to access advanced technology, strengthen security measures, and enhance the overall user experience.<\/li>\n\n\n\n<li><strong>Financial Discipline<\/strong>: Implement rigorous cost controls and prioritize high-value customers to lay the groundwork for sustained growth.<\/li>\n\n\n\n<li><strong>Customer Loyalty<\/strong>: Develop personalized experiences and rewards programs to improve customer retention and encourage referrals, significantly reducing acquisition costs.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>The Future of Fintech in Latin America<\/strong><\/h3>\n\n\n\n<p>The Fintech ecosystem in Latin America continues to demonstrate resilience, attracting significant investment and earning trust from both investors and users. Initiatives like <em>Conexi\u00f3n Fintech<\/em> provide a platform for learning and collaboration, two essential components in building a robust and sustainable sector.<\/p>\n\n\n\n<p>This shift from aggressive growth to sustainability isn\u2019t just a trend\u2014it\u2019s a necessity. By adopting self-sustaining business models, Fintechs can ensure their longevity and position themselves as key drivers of financial inclusion and economic growth in Latin America.<\/p>\n\n\n\n<p>Don\u2019t miss this insightful discussion, featuring <strong>Andr\u00e9s Fontao<\/strong>, CEO of Finnosummit, moderating a panel with industry leaders: <strong>Diego Szteinhendler<\/strong>, Senior Vice President of Fintechs, Digital Partners, and Retail; <strong>D\u00e1maris Mendoza<\/strong>, Partner at 500 Global; and <strong>Neri Tollardo<\/strong>, Co-founder and CEO of Platacard.<\/p>\n\n\n\n<p>\ud83d\udcfa <strong>Watch the full video <a href=\"https:\/\/www.mastercardservices.com\/es\/resources\/webinar\/conexi-n-fintech-coproducido-por-finnosummit-mastercard?channel=soc&amp;campaign_ID=701UH00000I7k72YAB\">here<\/a><\/strong> and join the conversation.<br>\ud83c\udfa7 Prefer listening on the go? <strong>Tune in to the podcast on <a href=\"https:\/\/open.spotify.com\/show\/4pv9AOcOPUGJegsu51c83C\">Spotify<\/a><\/strong>.<\/p>\n\n\n\n<a class=\"btn-relleno\" href=\"https:\/\/www.finnosummit.com\/wp-content\/uploads\/2025\/01\/EN_Conexion-Fintech-episodio-1_compressed-1.pdf\">Download Your Free Guide<\/a>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In today\u2019s fast-evolving landscape, sustainability has replaced unchecked growth as the top priority, prompting Fintechs to rethink and refine their strategies. This critical shift was the<span class=\"excerpt-hellip\"> [\u2026]<\/span><\/p>\n","protected":false},"author":7,"featured_media":19662,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[1011,1007],"tags":[1210,1026,668],"class_list":["post-19757","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fintech-en","category-news","tag-finnovista-fintech-radar-argentina","tag-fintech-en-2","tag-report-en"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The Fintech Shift: From the Race for Capital to the Art of Profitability - Finnosummit<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finnosummit.com\/en\/the-fintech-shift-from-the-race-for-capital-to-the-art-of-profitability\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Fintech Shift: From the Race for Capital to the Art of Profitability - Finnosummit\" \/>\n<meta property=\"og:description\" content=\"In today\u2019s fast-evolving landscape, sustainability has replaced unchecked growth as the top priority, prompting Fintechs to rethink and refine their strategies. This critical shift was the [\u2026]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finnosummit.com\/en\/the-fintech-shift-from-the-race-for-capital-to-the-art-of-profitability\/\" \/>\n<meta property=\"og:site_name\" content=\"Finnosummit\" \/>\n<meta property=\"article:published_time\" content=\"2025-01-14T18:49:36+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-01-14T19:10:19+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.finnosummit.com\/wp-content\/uploads\/2024\/11\/mailchimp-conexion-fintech.png\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Adriana Baca\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Adriana Baca\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.finnosummit.com\/en\/the-fintech-shift-from-the-race-for-capital-to-the-art-of-profitability\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.finnosummit.com\/en\/the-fintech-shift-from-the-race-for-capital-to-the-art-of-profitability\/\"},\"author\":{\"name\":\"Adriana Baca\",\"@id\":\"https:\/\/www.finnosummit.com\/en\/#\/schema\/person\/ac93a7d29d1a5a811f1cd7d174fd9d20\"},\"headline\":\"The Fintech Shift: From the Race for Capital to the Art of Profitability\",\"datePublished\":\"2025-01-14T18:49:36+00:00\",\"dateModified\":\"2025-01-14T19:10:19+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.finnosummit.com\/en\/the-fintech-shift-from-the-race-for-capital-to-the-art-of-profitability\/\"},\"wordCount\":439,\"publisher\":{\"@id\":\"https:\/\/www.finnosummit.com\/en\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.finnosummit.com\/en\/the-fintech-shift-from-the-race-for-capital-to-the-art-of-profitability\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.finnosummit.com\/wp-content\/uploads\/2024\/11\/mailchimp-conexion-fintech.png\",\"keywords\":[\"finnovista fintech radar argentina\",\"fintech\",\"report-en\"],\"articleSection\":[\"Fintech\",\"News\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.finnosummit.com\/en\/the-fintech-shift-from-the-race-for-capital-to-the-art-of-profitability\/\",\"url\":\"https:\/\/www.finnosummit.com\/en\/the-fintech-shift-from-the-race-for-capital-to-the-art-of-profitability\/\",\"name\":\"The Fintech Shift: From the Race for Capital to the Art of Profitability - 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