The study also reveals regulatory and adoption shifts that represent defining milestones for the future of digital business.
Stablecoins Enter the Official Payments Stack
In an unprecedented move for the corporate adoption of digital assets, FIFA has officially enabled the use of USDC on the Avalanche C-Chain network for the world’s biggest football event ticket purchases. This milestone establishes stablecoins as a viable large-scale payment alternative rather than a niche experimental technology.
The Competitive Advantage of Account-to-Account (A2A) Payments
A significant economic gap exists between traditional card-based acquiring models and direct payment flows powered by Open Banking. While a standard $100 cross-border credit card transaction can generate approximately $2.15 in fees and intermediary costs, the equivalent A2A transfer averages just $0.25. This cost differential positions account-to-account rails as one of the most disruptive forces in international commerce.
Cross-Border Interoperability of Latin American Payment Systems
Analysis of the region’s key financial corridors demonstrates how Latin America’s flagship payment platforms are beginning to expand beyond their domestic markets. A notable example is the internationalization of Brazil’s Pix system, which is now being accepted by U.S. merchants through strategic partnerships that enable QR-code payments with real-time currency conversion. This momentum is further strengthened by direct integration with Argentina’s banking applications.
However, this progress also highlights a practical limitation for everyday users. If someone outside Brazil attempts to send a direct transfer to a Pix key from their local banking app, the transaction remains impossible because national payment systems still lack direct interoperability.
The white paper developed by Finnosummit and the Interledger Foundation, The Internet of Opportunity: Unlocking Financial Interoperability in Latin America, argues that relying solely on bilateral agreements and proprietary software risks further fragmenting the region into isolated technological islands.
The real breakthrough will come when these payment networks adopt an open, neutral, and programmable standard such as the Interledger Protocol (ILP). This architecture routes cross-border payments as encrypted packets of value, dynamically moving across currencies and jurisdictions in much the same way that TCP/IP transmits information across the internet.
By adding this universal value layer, Latin American payment systems will no longer require complex one-to-one integrations. Instead, transferring money between any digital wallet in the region could become as seamless, instantaneous, and cost-effective as sending an email.
The Ultimate Stress Test for Latin America’s Fintech Infrastructure
From Finnosummit’s analytical perspective, the world’s biggest football event represents the first truly global stress test for the payment infrastructure that Latin America has spent years building.
Established systems such as Mexico’s SPEI, Brazil’s Pix ecosystem, and Chile’s evolving Open Finance framework will provide a real-world measure of the region’s maturity, resilience, and cross-border connectivity.
The true outcomes of this transformation will not be reflected on the tournament scoreboard. They will be measured by the volume of cross-border transactions processed without friction, the reduction in payment costs, and the emergence of an invisible financial infrastructure capable of reshaping global commerce for years to come.
Access the full research guide.
The Next Frontier Will Be Defined at the 10th Edition of FINNOSUMMIT
This historic transformation of financial infrastructure and the critical challenge of regional interoperability are no longer theoretical discussions—they have become operational priorities across the real economy.
The future no longer belongs to isolated industries. It belongs to industrial convergence.
That is why the 10th edition of FINNOSUMMIT is evolving into the only gathering in Latin America where industries converge to design the financial innovations that transform society.
In this highly curated environment, we move beyond traditional networking and embrace Netgrowing: the strategic practice of cultivating high-value relationships focused on execution, partnership creation, and immediate transactional growth among decision-makers with real budgets and implementation capacity.
Don’t attend simply to observe market trends. Join to build partnerships, strengthen your competitive advantages, and shape the agreements that will define the next decade of growth.
Choose value over visibility. Secure your place at the center of industrial convergence at FINNOSUMMIT 2026.